26 MARCH 2025
Insurance for drone shows: everything you need to know
Lighted drone shows are on the increase, however, these shows are not without risks, and it's essential to understand the necessary insurance. This article explores the different types of insurance for drone show companies and event organizers.
Drone shows are becoming more and more popular, offering new artistic opportunities for public and private events. However, as aerial events, drone shows entail risks that it is vital to anticipate with appropriate insurance. Here's a guide for drone show organizers, to help them understand what insurance coverage is essential.
Liability insurance for companies operating drone shows.
Liability insurance for companies operating drone shows covers a wide range of risks. It covers damage caused to third parties by drones in the event of impact, fall or crash. It also covers incidents linked to theft, vandalism, electrical damage, fire, explosion and other climatic events.
In accordance with regulations, all drone operators must be covered by civil liability insurance for damage caused to third parties. For example, if a drone crashes in the middle of a show, the insurance covers material and human damage. It also covers the consequences of a loss of control or an accident involving other aircraft.
In the event of material damage, this insurance also includes coverage for on-board equipment, accessories and materials, transport and search costs for the lost drone, and rental of replacement equipment. Coverage can also be extended to war risks, terrorist attacks and acts of vandalism.
Liability insurance for drone show organizers
Organizers of drone shows must also take out specific insurance: Civil Liability Insurance for the “SHOW AERIEN AVEC DRONE” air show organizer. This insurance is compulsory to cover the financial consequences of damage caused to spectators, third parties, participants and employees.
In compliance with the Order of November 10, 2021 on aerial events, this insurance covers events subject to prefectoral authorization. It protects organizers in the event of an accident, by guaranteeing civil liability linked to damage caused by drones during the event.
This insurance provides several key benefits, including :
- Cover for damage caused to spectators, third parties, other participants and their passengers, army personnel and their equipment involved in the security, organization and policing of the event.
- Cover for damage caused to spectators, third parties, civilian participants and their passengers, the organizer and his agents by military personnel or army equipment made available to the organizer in accordance with the provisions of decree no. 83-927 of October 21, 1983.
This insurance guarantees the organizer financial security against the risks associated with drone shows, which involve a high level of responsibility due to the number of spectators and the potential risks associated with flying machines.
Drone shows are a spectacular technological innovation, but they carry risks that need to be anticipated with appropriate insurance. Whether for drone operators or event organizers, taking out specific liability insurance is essential to protect against the financial consequences of an incident. So it's vital to find out what cover is available, and choose the right coverage for the risks involved.
